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About Nichols & Associates of Bay County

Health, Dental, Disability, Medicare, Life, LTC Insurance Agency in Panama City, Florida 


Nichols & Associates of Bay County Inc., was founded by Michael Nichols in 1991. The company first began offering service in the Bay County area and has recently expanded its business throughout the State of Florida.


The mission of Nichols & Associates is to serve people by providing insurance coverage with integrity and honesty while keeping in mind the clients best interest. Our goal is to establish a successful partnership with our clients and exceed their expectations of price, service and expertise. We, at Nichols and Associates, are committed to providing the best possible insurance service available.


Our company offers many affordable insurance products to all: individuals, families, and businesses. We are licensed to provide Health insurance, Life insurance, Disability insurance, Supplemental Insurance (Cancer, Accident, Critical Care), Medicare and Dental insurance. Companies we carry include: Blue Cross Blue Shield of Florida, Ohio National, and United Concordia. 


For more information on Nichols & Associates of Bay County, contact us at 850.747.0288.







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Contact Info


Nichols & Associates of Bay County, Inc.

1229 Jenks Avenue

Panama City, Florida 32401


Phone 850.747.0288

Fax 850.747.1464






Insuring Lives. Enriching Futures.


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