Trusted Local Specialists
We’ve been serving Panama City, Port St. Joe, and the surrounding areas for years. We understand the unique needs of Florida residents and businesses.
At Nichols & Associates, we help individuals, families, and businesses find the right insurance coverage for their needs and budget. As an authorized Florida Blue agency, we specialize in health, Medicare, dental, life, and disability insurance. With offices in Panama City and Port St. Joe, we proudly serve the Florida Panhandle, including Bay County and Gulf County.
Honest guidance so you can make informed decisions.
Affordable, high-quality coverage tailored to your needs.
A local team that cares about your financial well-being.
If you’re unable to work due to an illness or injury, disability insurance helps replace lost income. We offer short-term and long-term disability plans to protect your financial future.
Secure your family’s future with the right life insurance plan. Choose from term life, whole life, or universal life policies to ensure peace of mind for your loved ones.
With affordable vision coverage, it’s easier to stay on top of routine eye exams and the cost of glasses or contacts. These visits can also catch early signs of other health concerns, making vision care a smart part of your overall wellness.
We provide custom employee benefits packages, including health, dental, vision, and voluntary benefits for businesses of all sizes. Whether you need small business health insurance or a large group plan, we’ll find the best fit for your team.
Choosing the right insurance plan doesn’t have to be complicated. Let our specialists help you find affordable, reliable coverage that protects your health, family, and future.
We’ve been serving Panama City, Port St. Joe, and the surrounding areas for years. We understand the unique needs of Florida residents and businesses.
Choosing insurance can feel overwhelming. Our team takes the time to listen, educate, and find the best plan for your situation.
Have questions? We’re here to help. We offer free insurance reviews to ensure you’re getting the right coverage at the best price.
We work with Florida Blue, Guardian, MetLife, Ohio National, and more, so you always have access to high-quality plans.
Nichols & Associates proudly serves individuals, families, and businesses throughout the panhandle, including Panama City, Port St. Joe, and beyond! Wherever you are in the Florida Panhandle, we’re here to help.
2475 Garrison Ave # 202
Port St Joe, FL 324
(inside Gulf County Health Dept.)