125 Cafeteria

Let our team at Nichols and Associates help you to learn more about the tax-advantaged employee benefit plan known as a Flexible Spending Accounts (FSAs), which are also referred to as Section 125 Cafeteria Plans.

125 Cafeteria Main Image

FSAs are utilized as a pre-tax income to an account designated to pay for qualified expenses such as healthcare and daycare. Since these items would normally be paid for using after-tax income, the FSA effectively increases your take home pay.

Money deducted from an employee’s pay into an FSA is not subject to payroll taxes, resulting in a substantial payroll tax savings for a company.

Orange Triangle
Check Image

Let Nichols and Associates work with you to tailor one of our plans to meet your business’ needs. Our licensed brokers will work with you to quickly generate a quote.

Contact Us

    We take your privacy seriously and employ measures to protect your personal information. To learn more about how we collect, use, and safeguard your data, please read our Privacy Policy.

    Green Triangle
    Dental Slider Image


    Dental Insurance provides coverage for oral health care for individuals, groups, and businesses .

    Disability Slider Image


    Disability insurance includes paid sick leave, short-term disability benefits, and long-term disability benefits.

    Life Slider Image


    Life Insurance provides the opportunity to protect your family’s financial future upon the insured's death.

    LTC Slider Image


    Long-Term Care Insurance is designed to cover personal and custodial care in your home, facility or community.

    Health Slider Image


    You buy health insurance for the same reason you buy other kinds of insurance, to protect yourself financially.

    All the recent changes to health insurance had me unsure on the choice for my family. Matt at Nichols and Associates helped me find the best plan to meet my growing families' needs.

    - Amber, Lynn Haven