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Learn More125 Cafeteria
Let our team at Nichols and Associates help you to learn more about the tax-advantaged employee benefit plan known as a Flexible Spending Accounts (FSAs), which are also referred to as Section 125 Cafeteria Plans.
FSAs are utilized as a pre-tax income to an account designated to pay for qualified expenses such as healthcare and daycare. Since these items would normally be paid for using after-tax income, the FSA effectively increases your take home pay.
Money deducted from an employee’s pay into an FSA is not subject to payroll taxes, resulting in a substantial payroll tax savings for a company.
Let Nichols and Associates work with you to tailor one of our plans to meet your business’ needs. Our licensed brokers will work with you to quickly generate a quote.
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Dental Insurance provides coverage for oral health care for individuals, groups, and businesses .
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Disability insurance includes paid sick leave, short-term disability benefits, and long-term disability benefits.
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Long-Term Care Insurance is designed to cover personal and custodial care in your home, facility or community.
Health
You buy health insurance for the same reason you buy other kinds of insurance, to protect yourself financially.